Oxipay is a revolutionary payment solution that allows customers to shop online or in-store, and pay for their purchases over 4 easy, interest free installments. The first payment is made at the point of purchase and the balance over the following 3 fortnights. Oxipay merchants are paid in full for their customer’s purchases so there’s no financial risk to them. Oxipay is backed by FlexiGroup, a financial services company that’s among the top 200 ASX-listed companies.